Contrata luz y gas online, sin permanencia
- 3 bdrm.
- 2 bathrooms
- 107 sqm
- 2nd floor
Flat for sale in Centro
Alhaurín El Grande
OPORTUNIDAD PARA INVERSORES: SeniorExpert presenta la compra de la NUDA PROPIEDAD de esta propiedad a cambio de 157.500€ con un pago nicial de 35.000€ y a parte 7 pagos anuales de 17.500€ a pagar a la vendedora El actual propietario, una señora de 78 años conservará el USUFRUCTO Vitalicio
Información del inmueble un Piso en la segunda planta:
-Ubicación: Calle Don Antonio Delgado (Alhaurín el Grande, Málaga)-Superficie: 105 m² útiles
Con esta inversión, el propietarios actual, una mujer conservará el usufructo vitalicio hasta fallecimiento, asegurando su tranquilidad y bienestar. Al finalizar el usufructo, el comprador obtiene la plena propiedad del inmueble.
Condiciones económicas
El importe total de la operación asciende a 157.500 €, que se abonarán de la siguiente forma:
Pago inicial:
35.000 € a la firma de la operación.
Pagos anuales:
7 pagos anuales de 17.500 € cada uno, que el comprador abonará a la Vendedora, quien pasará a ostentar la condición de usufructuaria.
Total pagos anuales: 122.500 €.
Usufructo
La vendedora conservará el usufructo vitalicio de la vivienda hasta su fallecimiento.Durante dicho periodo, el comprador no podrá disponer del inmueble.
Gastos asociados:A cargo del comprador:-IBI -Derramas - (Las Cuotas extraordinarias de comunidad cuando aplique)-Seguro del continente.A cargo del usufructuario:-Cuotas ordinarias de comunidad-Tasas municipales de residuos.-Suministros.-Seguro de contenido del inmueble.
Los honorarios de mediación profesional a cargo del comprador y los impuestos asociados a la operación no están incluidos en el precio de venta.
Descripción de la vivienda
Se trata de un piso distribuido en una planta. En la planta superior se encuentran tres amplias habitaciones. La vivienda dispone además de dos terrazas con orientación sur, lo que aporta gran luminosidad.
3 habitaciones
2 baños
1 Balcón
Otros datos de interés
Calefacción de Butano
Lavadero
La vivienda se encuentra en buen estado, muy bien cuidada
Zona con todos los servicios cercanos
Orientación Norte (fresco en verano)
INVESTMENT OPPORTUNITY
SeniorExpert presents the opportunity to acquire the BARE OWNERSHIP of this property for €157,500, structured as follows: an initial payment of €35,000 plus 7 annual payments of €17,500 payable to the seller.
The current owner, a 78-year-old lady, will retain a lifetime usufruct (life interest) over the property.
Property Information
Apartment located on the second floor.
Location: Calle Don Antonio Delgado (Alhaurín el Grande, Málaga)Size: 105 m² usable area
With this investment, the current owner will retain the lifetime usufruct until her passing, ensuring her stability and peace of mind.
Once the usufruct ends, the buyer will obtain full ownership of the property.
Financial Terms
The total investment amount is €157,500, payable as follows:
Initial payment:€35,000 upon completion of the transaction.
Annual payments:7 annual payments of €17,500 each, payable by the buyer to the seller, who will retain the status of usufructuary.
Total annual payments: €122,500.
Usufruct
The seller will retain lifetime usufruct of the property until her passing.During this period, the buyer will not be able to occupy or use the property.
Associated Costs
To be paid by the buyer:IBI (property tax)Extraordinary community fees (special assessments, when applicable)Building insurance (structure)
To be paid by the usufructuary:Ordinary community feesMunicipal waste taxUtilitiesContents insurance
Professional mediation fees payable by the buyer and the taxes associated with the transaction are not included in the sale price.
Property Description
The property is an apartment distributed on a single floor.
The property includes three spacious bedrooms and two south-facing terraces, providing excellent natural light.
3 bedrooms2 bathrooms1 balcony
Additional Information
Butane gas heatingLaundry areaThe property is in good condition and well maintainedArea with all services nearbyNorth-facing orientation (cooler during summer)
More filters
Property type
FlatAvailability
Bare ownershipOrientation
NorthHeating
ButaneFloor
2nd FloorLift
NoFurnished
NoEnergy
Energy rating label:GEmissions:999 kg CO₂ m² / yearEmissions
Energy rating label:GEmissions:999 kg CO₂ m² / year
- Air Conditioning
- Balcony
- Laundry room
Interest type
Estimated monthly payment
543 €
Service offered by
Fotocasa does not act as a financial intermediary. The information provided is for guidance only, based on publicly available market information. The credit institution will contact the potential borrower to negotiate, facilitate, and agree upon the applicable financial conditions.
Mortgage breakdown
Your monthly payment
543 € *
For 30 years (360 payments)
Property price:
157.500 €
Taxes and purchase expenses:
11.353 €
Total property cost:
168.853 €
Savings contributed:
31.500 €
Mortgage amount:
137.353 €
Total interest:
58.023 €
Total cost with mortgage
226.876 €
Principal + interest + taxes and fees
Fotocasa does not act as a financial intermediary. The information provided is for guidance only, based on publicly available market information. The credit institution will contact the potential borrower to negotiate, facilitate, and agree upon the applicable financial conditions.
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