{"id":97016,"date":"2025-09-25T08:50:09","date_gmt":"2025-09-25T06:50:09","guid":{"rendered":"https:\/\/www.fotocasa.es\/fotocasa-life\/?p=97016"},"modified":"2025-09-25T08:50:09","modified_gmt":"2025-09-25T06:50:09","slug":"hipoteca-de-primera-y-segunda-residencia-en-pareja","status":"publish","type":"post","link":"https:\/\/www.fotocasa.es\/fotocasa-life\/opinion\/hipoteca-de-primera-y-segunda-residencia-en-pareja\/","title":{"rendered":"Comprar vivienda en pareja: \u00bfqu\u00e9 ocurre si es la primera residencia para uno y la segunda para otro?"},"content":{"rendered":"<p><span data-contrast=\"auto\">A la hora de <a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/hipotecas-finanzas\/documentos-para-pedir-una-hipoteca-para-comprar-casa\/\" target=\"_blank\" rel=\"noopener\">pedir una hipoteca<\/a>, lo normal suele ser que <\/span><b><span data-contrast=\"auto\">la entidad financie el 80% de la operaci\u00f3n<\/span><\/b><span data-contrast=\"auto\"> y que, por tanto, <strong>el 20% restante lo tenga que aportar el comprador<\/strong>. Esto implica que si una vivienda cuesta 200.000 euros, por ejemplo, el usuario tiene que proporcionar 40.000 euros en concepto de entrada. <strong>No obstante\u2026 \u00bfQu\u00e9 ocurre cuando ya hay una vivienda de por medio?<\/strong><\/span><strong>\u00a0<\/strong><\/p>\n<section class=\"mini-posts\"><div class=\"row align-items-center\"><div class=\"col-4 col-md-3 pt-2 pb-2\"><div class=\"mini-posts__image\"><a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/ebook-gratis\/ebook-como-pedir-una-hipoteca-paso-a-paso\/\"><img decoding=\"async\" src=\"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-content\/uploads\/2022\/09\/hipotecapasoapso-img-ficha-355x230.png\" alt=\"Ebook - C\u00f3mo pedir una hipoteca paso a paso\" title=\"-\"><\/a><\/div><\/div><div class=\"col-8 col-md-9 pt-2 pb-2\"><h3 class=\"mini-posts__title\"><a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/ebook-gratis\/ebook-como-pedir-una-hipoteca-paso-a-paso\/\">Ebook - C\u00f3mo pedir una hipoteca paso a paso<\/a><\/h3><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Para las hipotecas de segunda residencia, las entidades suelen proporcionar tan solo el 60% de la financiaci\u00f3n <\/p>\n","protected":false},"author":172,"featured_media":97017,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"yes","_lmt_disable":"","footnotes":""},"categories":[4284],"tags":[13000,13001,12737,1864,12999],"class_list":["post-97016","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-opinion","tag-comprar-vivienda-en-pareja","tag-entrada-hipoteca-segunda-residencia","tag-financiacion-compra-vivienda","tag-finanzas","tag-hipoteca-primera-y-segunda-residencia"],"modified_by":null,"_links":{"self":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/posts\/97016","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/users\/172"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/comments?post=97016"}],"version-history":[{"count":0,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/posts\/97016\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/media\/97017"}],"wp:attachment":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/media?parent=97016"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/categories?post=97016"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/tags?post=97016"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}