{"id":94336,"date":"2025-03-25T08:50:33","date_gmt":"2025-03-25T07:50:33","guid":{"rendered":"https:\/\/www.fotocasa.es\/fotocasa-life\/?p=94336"},"modified":"2025-03-26T08:38:47","modified_gmt":"2025-03-26T07:38:47","slug":"que-es-mejor-pagar-mas-arras-o-tener-mas-cuotas-de-hipoteca","status":"publish","type":"post","link":"https:\/\/www.fotocasa.es\/fotocasa-life\/compraventa\/que-es-mejor-pagar-mas-arras-o-tener-mas-cuotas-de-hipoteca\/","title":{"rendered":"\u00bfQu\u00e9 es mejor: pagar m\u00e1s arras o tener m\u00e1s cuotas de hipoteca?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Si en alg\u00fan momento nos hemos planteado <\/span><a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/quiero-comprar-casa\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">comprar una vivienda<\/span><\/a><span style=\"font-weight: 400;\">, una de las primeras grandes dudas que nos pueden surgir es c\u00f3mo distribuir nuestros recursos. La duda principal est\u00e1 entre si <\/span><b>es mejor pagar unas arras m\u00e1s elevadas o dar una mayor entrada<\/b> <b>o si es preferible <\/b><span style=\"font-weight: 400;\">\u00a0conservar m\u00e1s liquidez y asumir un pr\u00e9stamo hipotecario con cuotas m\u00e1s altas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ambas opciones tienen ventajas y desventajas, as\u00ed que en Fotocasa vamos a explicarlo todo para que sepas qu\u00e9 decisi\u00f3n tomar seg\u00fan tu situaci\u00f3n econ\u00f3mica y visi\u00f3n a largo plazo.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><section class=\"mini-posts\"><div class=\"row align-items-center\"><div class=\"col-4 col-md-3 pt-2 pb-2\"><div class=\"mini-posts__image\"><a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/ebook-gratis\/ebook-como-pedir-una-hipoteca-paso-a-paso\/\"><img decoding=\"async\" src=\"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-content\/uploads\/2022\/09\/hipotecapasoapso-img-ficha-355x230.png\" alt=\"Ebook - C\u00f3mo pedir una hipoteca paso a paso\" title=\"-\"><\/a><\/div><\/div><div class=\"col-8 col-md-9 pt-2 pb-2\"><h3 class=\"mini-posts__title\"><a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/ebook-gratis\/ebook-como-pedir-una-hipoteca-paso-a-paso\/\">Ebook - C\u00f3mo pedir una hipoteca paso a paso<\/a><\/h3><\/div><\/div><\/section><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tomar la decisi\u00f3n correcta entre aumentar las arras o reducir la cuota de la hipoteca puede marcar la diferencia en nuestra econom\u00eda personal a largo plazo<\/p>\n","protected":false},"author":3,"featured_media":94337,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"yes","_lmt_disable":"","footnotes":""},"categories":[3],"tags":[12390,2184,12389,12387,12388],"class_list":["post-94336","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-compraventa","tag-arras-o-hipoteca","tag-comprar","tag-cuotas-de-hipoteca","tag-pagar-arras","tag-que-son-las-arras"],"modified_by":null,"_links":{"self":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/posts\/94336","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/comments?post=94336"}],"version-history":[{"count":0,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/posts\/94336\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/media\/94337"}],"wp:attachment":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/media?parent=94336"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/categories?post=94336"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/tags?post=94336"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}