{"id":74711,"date":"2024-03-04T08:46:25","date_gmt":"2024-03-04T07:46:25","guid":{"rendered":"https:\/\/www.fotocasa.es\/fotocasa-life\/?p=74711"},"modified":"2024-03-04T11:33:38","modified_gmt":"2024-03-04T10:33:38","slug":"hipoteca-fija-o-variable-que-tener-en-cuenta-para-elegir","status":"publish","type":"post","link":"https:\/\/www.fotocasa.es\/fotocasa-life\/hipotecas-finanzas\/hipoteca-fija-o-variable-que-tener-en-cuenta-para-elegir\/","title":{"rendered":"Hipoteca fija o variable \u00bfqu\u00e9 tener en cuenta para elegir?"},"content":{"rendered":"<p>La mayor\u00eda de los espa\u00f1oles necesita de un pr\u00e9stamo hipotecario para poder adquirir una vivienda. No obstante, no todos conocen las diferencias entre los tipos de <strong><a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/quiero-comprar-casa\/elegir-mi-hipoteca\/\">hipotecas que ofrece el banco<\/a><\/strong>. Aunque existen varios tipos de pr\u00e9stamos para la financiaci\u00f3n de una vivienda, a grandes rasgos, <strong>encontramos dos modalidades populares: la hipoteca a tipo fijo y la hipoteca a tipo variable<\/strong>.<\/p>\n<p>Antes de decantarte por una o por otra <strong>es vital que entiendas perfectamente su funcionamiento<\/strong>, ya que tu elecci\u00f3n puede variar, y mucho, el precio que pagar\u00e1s finalmente por tu vivienda en propiedad. Para ayudarte a decidir, a continuaci\u00f3n detallamos cu\u00e1les son las claves de, por un lado, la hipoteca fija y, por otro, la variable, y <strong>en qu\u00e9 contexto te conviene m\u00e1s una que otra<\/strong>. \u00a1Empezamos!<\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;section class=&quot;mini-posts&quot;&gt;&lt;div class=&quot;row align-items-center&quot;&gt;&lt;div class=&quot;col-4 col-md-3 pt-2 pb-2&quot;&gt;&lt;div class=&quot;mini-posts__image&quot;&gt;&lt;a href=&quot;https:\/\/www.fotocasa.es\/fotocasa-life\/hipotecas-finanzas\/hipoteca-fija-o-variable-que-tener-en-cuenta-para-elegir\/&quot;&gt;&lt;img src=&quot;https:\/\/www.fotocasa.es\/fotocasa-life\/wp-content\/uploads\/2022\/09\/hipoteca-fija-o-variable.jpg&quot; alt=&quot;&quot; \/&gt;&lt;\/a&gt;&lt;\/div&gt;&lt;\/div&gt;&lt;div class=&quot;col-8 col-md-9 pt-2 pb-2&quot;&gt;&lt;h3 class=&quot;mini-posts__title&quot;&gt;&lt;a href=&quot;https:\/\/www.fotocasa.es\/fotocasa-life\/hipotecas-finanzas\/hipoteca-fija-o-variable-que-tener-en-cuenta-para-elegir\/&quot;&gt;&lt;\/a&gt;&lt;\/h3&gt;&lt;\/div&gt;&lt;\/div&gt;&lt;\/section&gt;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:33569281,&quot;3&quot;:{&quot;1&quot;:0},&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;\\&quot;Open Sans\\&quot;, sans-serif&quot;,&quot;16&quot;:11,&quot;28&quot;:1}\"><section class=\"mini-posts\"><div class=\"row align-items-center\"><div class=\"col-4 col-md-3 pt-2 pb-2\"><div class=\"mini-posts__image\"><a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/ebook-gratis\/ebook-como-pedir-una-hipoteca-paso-a-paso\/\"><img decoding=\"async\" src=\"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-content\/uploads\/2022\/09\/hipotecapasoapso-img-ficha-355x230.png\" alt=\"Ebook - C\u00f3mo pedir una hipoteca paso a paso\" title=\"-\"><\/a><\/div><\/div><div class=\"col-8 col-md-9 pt-2 pb-2\"><h3 class=\"mini-posts__title\"><a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/ebook-gratis\/ebook-como-pedir-una-hipoteca-paso-a-paso\/\">Ebook - C\u00f3mo pedir una hipoteca paso a paso<\/a><\/h3><\/div><\/div><\/section><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Descubre en qu\u00e9 consiste una hipoteca fija y una hipoteca variable y en qu\u00e9 situaciones te compensa una u otra. \u00a1Atento!<\/p>\n","protected":false},"author":3,"featured_media":74733,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"yes","_lmt_disable":"","footnotes":""},"categories":[6],"tags":[6446,2433,4186,6553],"class_list":["post-74711","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hipotecas-finanzas","tag-financiar-compra","tag-hipoteca-fija","tag-hipoteca-variable","tag-hipoteca-variable-o-fija"],"modified_by":"Agustina Battioli","_links":{"self":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/posts\/74711","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/comments?post=74711"}],"version-history":[{"count":0,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/posts\/74711\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/media\/74733"}],"wp:attachment":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/media?parent=74711"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/categories?post=74711"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/tags?post=74711"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}