{"id":106147,"date":"2026-06-29T07:54:37","date_gmt":"2026-06-29T05:54:37","guid":{"rendered":"https:\/\/www.fotocasa.es\/fotocasa-life\/sin-categoria\/calculadora-es-rentable-comprar-una-segunda-vivienda\/"},"modified":"2026-07-08T11:11:05","modified_gmt":"2026-07-08T09:11:05","slug":"calculator-is-it-profitable-to-buy-a-second-home-in-spain","status":"publish","type":"post","link":"https:\/\/www.fotocasa.es\/fotocasa-life\/calculators\/calculator-is-it-profitable-to-buy-a-second-home-in-spain\/?lang=en","title":{"rendered":"Calculator: Is it profitable to buy a second home in Spain?"},"content":{"rendered":"<p>A homeowner in Spain needs to use their second home<strong> an average of 45 to 60 days a year to offset fixed maintenance costs, which range from 1% to 2% of the property&#8217;s value annually<\/strong>. However, each individual situation varies depending on the number of days. Therefore, <strong>this calculator for how many days you need to use your second home<\/strong> will give you a clearer idea of \u200b\u200bwhether buying a second property is profitable or not, depending on how much you plan to use it.<\/p>\n<h2>Calculate how many days you need to use a second home<\/h2>\n<div>\n<div id=\"6a4de50d0422b20ca7f6293b\" class=\"op-interactive\" data-title=\"How many days should you use a second home in Spain for it to be worthwhile?\" data-url=\"https:\/\/fclife.outgrow.us\/6a4de50d0422b20ca7f6293b?vHeight=1\" data-width=\"100%\"><\/div>\n<p><script src='\/\/dyv6f9ner1ir9.cloudfront.net\/assets\/js\/nloader.js'><\/script><script>initIframe('6a4de50d0422b20ca7f6293b');<\/script><\/p>\n<\/div>\n<h2>How to use the days calculator to buy a second home<\/h2>\n<p><strong>The free Fotocasa calculator lets you know how many days you should use your second home to determine if it&#8217;s worth buying.<\/strong> To get an accurate result, it&#8217;s important to fill in the calculator with the most precise information possible. To use the calculator to find out how many days you should use a second home to make it profitable, you&#8217;ll need to fill in the following information:<\/p>\n<ul>\n<li><strong>How much interest you pay annually on your mortgage<\/strong>: You can find this information in your bank&#8217;s app, <a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/buyers\/send-money-spain-pay-mortgage-abroad\/?lang=en\"><strong>in the amortization schedule.<\/strong><\/a><\/li>\n<li><strong>How much you pay in property tax (IBI) annually<\/strong>: This information will be on your annual <a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/buyers\/ibi-waste-tax-fixed-property-costs-spain\/?lang=en\"><strong>property tax bill.<\/strong><\/a><\/li>\n<li><strong>How much you pay for your home insurance<\/strong>: Specify how much you pay each year for your second home insurance or provide an estimate of how much you would pay.<\/li>\n<li><strong>How much the <a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/lifestyle\/what-is-community-of-owners-spain-obligations\/?lang=en\">community fees cost<\/a><\/strong>: If the property is in a homeowners&#8217; association, you&#8217;ll need to indicate how much the community fees are paid each year. This is especially important in communities with many amenities such as a swimming pool, gardens, etc.<\/li>\n<li><strong>Average annual utility costs<\/strong>: Calculate how much you pay for electricity, water, gas, and internet each year for your home.<\/li>\n<li><strong>How much you pay for garbage collection<\/strong>: You&#8217;ll find this information on your municipal bill or along with other bills, such as your water bill.<\/li>\n<li><strong>Other expenses and taxes<\/strong>: Add any other expenses and taxes you pay for your home or plan to pay here to make the calculation as complete as possible.<\/li>\n<\/ul>\n<p>In addition<strong>, you should also include the cost of spending one night in a similar property in the city where you have your second home or plan to buy one<\/strong>.<\/p>\n<section class=\"mini-posts\"><div class=\"row align-items-center\"><div class=\"col-4 col-md-3 pt-2 pb-2\"><div class=\"mini-posts__image\"><a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/calculators\/calculating-expenses-when-buying-a-house-in-spain\/?lang=en\"><img decoding=\"async\" src=\"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-content\/uploads\/2024\/03\/EN-Calculating-expenses-when-buying-a-house-in-Spain-2026-355x230.png\" alt=\"Calculating expenses when buying a house in Spain 2026\" title=\"-\"><\/a><\/div><\/div><div class=\"col-8 col-md-9 pt-2 pb-2\"><h3 class=\"mini-posts__title\"><a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/calculators\/calculating-expenses-when-buying-a-house-in-spain\/?lang=en\">Calculating expenses when buying a house in Spain 2026<\/a><\/h3><\/div><\/div><\/section>\n<p>With all this information, the second home buying calculator will tell you how many days a year you should use the second home for it to be cost-effective.<strong> If you use it more than that number of days, it would be worthwhile to own a second home relative to its upkeep costs.<\/strong> If you use it fewer days than indicated, it would be cheaper to rent a similar property in the same area for the days you visit compared to the cost of maintaining it.<\/p>\n<section class=\"mini-posts\"><div class=\"row align-items-center\"><div class=\"col-4 col-md-3 pt-2 pb-2\"><div class=\"mini-posts__image\"><a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/buyers\/how-to-buy-a-house-in-spain-as-a-non-resident-foreigner\/?lang=en\"><img decoding=\"async\" src=\"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-content\/uploads\/2025\/10\/How-to-Buy-a-House-in-Spain-as-a-Foreigner-2026-Guide-355x230.jpg\" alt=\"How to buy a house in Spain as a non-resident foreigner\" title=\"-\"><\/a><\/div><\/div><div class=\"col-8 col-md-9 pt-2 pb-2\"><h3 class=\"mini-posts__title\"><a href=\"https:\/\/www.fotocasa.es\/fotocasa-life\/buyers\/how-to-buy-a-house-in-spain-as-a-non-resident-foreigner\/?lang=en\">How to buy a house in Spain as a non-resident foreigner<\/a><\/h3><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>How many days a year should you use a second home to make it profitable? Use Fotocasa&#8217;s free calculator to find out if buying a second home is worthwhile.<\/p>\n","protected":false},"author":152,"featured_media":106154,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"yes","_lmt_disable":"","footnotes":""},"categories":[13641],"tags":[13692,13548,13642,13644,14821,13552,13551,13549,13550,13547,13673,16016,13645],"class_list":["post-106147","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-calculators","tag-buy","tag-buy-in-spain","tag-calculadora","tag-calculadoras","tag-foreign","tag-housing-doubts","tag-housing-experts-in-spain","tag-housing-purchase-market-spain","tag-live-in-spain","tag-real-estate-market","tag-segunda-residencia","tag-segunda-vivienda","tag-simulador"],"modified_by":"Agustina Battioli","_links":{"self":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/posts\/106147","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/users\/152"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/comments?post=106147"}],"version-history":[{"count":0,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/posts\/106147\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/media\/106154"}],"wp:attachment":[{"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/media?parent=106147"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/categories?post=106147"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fotocasa.es\/fotocasa-life\/wp-json\/wp\/v2\/tags?post=106147"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}